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UK person · US resident

British in the US? Your UK assets need a US read.

You're a UK national living in the US. Federal and usually state filing now applies — and your UK pensions, ISAs and investments don't always behave the way you'd expect once they land on a US return.

All situations

Your UK assets meet the US tax code

An ISA isn't tax-free to the IRS. Some UK funds are treated as PFICs, with punitive tax and reporting. UK pensions need the treaty read correctly. A US-only preparer often misses these; a UK-only one never sees the US return at all. You need one team looking at both.

What we handle

Both sides, under one roof

US federal & state returns
Treaty positions between the two systems
UK pensions handled under the treaty
ISAs and UK funds reported correctly (PFIC / Form 8621 where relevant)
Equity, RSUs and stock plans
Any remaining UK obligations
How it works

Three steps, one team

Asset review

We go through your UK holdings and pensions and identify how each is treated on the US side.

File it right

US return prepared with the treaty and reporting handled, alongside anything still due in the UK.

Stay clean

One team keeping both sides consistent as your situation changes.

Common questions

The things people ask first

Is my ISA taxed in the US?

Generally the US doesn't recognise the ISA wrapper, so the income inside can be taxable and reportable. We handle how yours is treated rather than leaving it to chance.

What's a PFIC, and does it affect me?

Many pooled UK funds are 'passive foreign investment companies' to the IRS, which triggers extra tax and reporting. If you hold UK funds, it's worth checking — we do that as standard.

Do I still have UK filing to do?

Sometimes — depending on UK income, property, or the year you left. We cover both sides so nothing is assumed.

Let's map your two sides.

A free consultation, no obligation. We'll look at your US and UK position together and tell you exactly what you need — and what it costs, up front.

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